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  <!-- Homepage -->
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  <!-- High-urgency service pages -->
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    <loc>https://www.gtamortgagesolutions.ca/power-of-sale-bailout.html</loc>
    <lastmod>2026-06-18</lastmod>
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  <!-- Core service pages -->
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    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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    <lastmod>2026-06-18</lastmod>
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    <priority>0.85</priority>
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    <lastmod>2026-06-18</lastmod>
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    <lastmod>2026-06-18</lastmod>
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    <lastmod>2026-06-18</lastmod>
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  <!-- Local SEO pages -->
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    <loc>https://www.gtamortgagesolutions.ca/toronto-mortgage-broker.html</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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    <loc>https://www.gtamortgagesolutions.ca/vaughan-mortgage-broker.html</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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  <url>
    <loc>https://www.gtamortgagesolutions.ca/brampton-mortgage-broker.html</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Trust & conversion pages -->
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    <loc>https://www.gtamortgagesolutions.ca/testimonials.html</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://www.gtamortgagesolutions.ca/mississauga-mortgage-broker.html</loc>
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    <loc>https://www.gtamortgagesolutions.ca/oakville-mortgage-broker.html</loc>
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    <loc>https://www.gtamortgagesolutions.ca/etobicoke-mortgage-broker.html</loc>
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    <priority>0.7</priority>
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    <priority>0.7</priority>
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