Markham's diverse economy — tech professionals, entrepreneurs, new Canadians, and multi-generational families — creates complex mortgage situations that bank branches aren't built to handle. Whether you need a private mortgage in Unionville, a second mortgage in Cornell, a power of sale bailout in Milliken, or a self-employed solution anywhere in York Region — Paul Hunjan closes deals that fall outside the bank's checklist.
Tell Paul about your situation — no obligation, confidential.
FSRA regulated. Your information is kept strictly confidential. OAC.
Markham is one of Canada's fastest-growing cities — and one of its most economically diverse. Tech workers, corporation owners, new Canadians, and long-time homeowners all share a challenge: standard bank qualification criteria doesn't always fit.
Paul Hunjan has been placing complex mortgages across the GTA since 2009, operating under MA Mortgage Architects with access to 50+ lenders: A-lenders, B-lenders, credit unions, MICs, and private capital. He knows Markham's property types and exactly where to take your file when the bank says no.
Whether it's a self-employed mortgage in Berczy, pulling equity from a Thornhill investment property, stopping a power of sale in Milliken, or structuring a new-to-Canada purchase in Cornell — Paul delivers results where bank branches fall short.
"My bank denied my mortgage three times because of my corporation income. Paul understood the situation immediately, found a lender who would qualify me on my actual financial picture, and closed the deal in two weeks. He knows York Region."
Markham borrowers face unique challenges. Paul has structured solutions for all of them.
Declined by your bank or B-lender? Private mortgages fund quickly with flexible qualification — credit score, income, or property condition. Available across Toronto and the GTA. OAC.
Facing power of sale proceedings on your Toronto home? Paul has stopped foreclosures in Scarborough, Etobicoke, North York, and across the GTA. Don't wait — time is critical. OAC.
Toronto's home equity is substantial. A second mortgage lets you access that equity without breaking your first mortgage. Useful for debt consolidation, renovations, or investment. OAC.
Roll high-interest debt into your mortgage at a fraction of the rate. Toronto homeowners with equity can reduce monthly obligations significantly. Paul structures these deals regularly. OAC.
Toronto's entrepreneurial economy means thousands of self-employed borrowers struggle with bank qualification. Paul accesses lenders who use stated income, gross revenue, or bank statement programs. OAC.
Toronto investment properties — condos, duplexes, triplexes, student rentals — need lenders who understand rental income. Paul structures DSCR-friendly deals that banks often won't touch. OAC.
Pull equity, lower your rate, or restructure your debt. Toronto's property values give homeowners serious refinancing power. Paul evaluates every scenario to maximize your outcome. OAC.
Mixed-use, retail, industrial, or multi-residential in Toronto. Commercial lending is relationship-driven and deal-specific. Paul's lender network covers Toronto's diverse commercial landscape. OAC.
Never accept your bank's first renewal offer. At renewal, you can switch lenders without penalty. Paul shops the market across 50+ lenders to find you a better rate and terms. OAC.
Paul serves all Markham communities and the surrounding York Region municipalities.
Also serving: Richmond Hill, Vaughan, Scarborough, Toronto, Brampton, Mississauga, and all of Ontario for private mortgage transactions.
15+ years closing deals across York Region — new builds in Cornell, resale homes in Unionville, investment condos in Milliken. Paul knows Markham's lender landscape.
No call centres, no junior assistants. You deal directly with Paul. Urgent situations get same-day responses.
A-lenders, B-lenders, credit unions, MICs, and private capital — Paul's network covers every credit profile and property category Markham deals require.
Markham's entrepreneurial community needs brokers who understand T1, corporation income, and stated income programs. Paul has placed hundreds of self-employed mortgages. OAC.
Bad credit, power of sale, non-resident, self-employed, multiple properties — Paul specializes in the scenarios bank branches decline.
Licensed Mortgage Broker #M09001187 under MA Mortgage Architects (Brokerage #12728). FSRA regulated. Full duty of care on every transaction.
Common questions from Markham homeowners and buyers about working with a mortgage broker.
Ask Paul DirectlyNo obligation. No credit check required to start. Paul will review your situation personally and give you a straight answer.
Bad credit, self-employed, power of sale, new to Canada, multi-unit investment — if a bank said no, call Paul before you give up.